Once live, eUSD by Softseco is engineered to settle the real economy — services, products, subscriptions, bills, and cross-border transfers — at the speed and cost of a chat message, with the amount-level confidentiality of cash.
Pay for products, services, or freelance work — anywhere a wallet address is accepted.
Settle electricity, internet, rent, or any recurring bill via merchants accepting eUSD.
Programmatic recurring payments — SaaS, streaming, memberships — via Token-2022 hooks.
Pay employees, contractors, or creators in dollars without publishing compensation.
Send dollars across the EU and beyond in seconds via licensed on/off-ramp partners, once onboarded.
Receive support privately. The amounts donors give aren't broadcast to the public ledger.
~400 millisecond settlement on Solana. Faster than a credit card authorization, faster than SEPA Instant, faster than anything except cash in hand.
1.0000 USD per eUSD, redeemable at par. Reserve-backed at no less than 100% with a 20/40/40 split across USDC, US Treasuries, and delta-neutral DeFi.
Balances and amounts will be encrypted on-chain. Only sender and receiver see the value. The amount of your rent, your dentist bill, or your contractor invoice isn't a public record.
Solana network fees in fractions of a cent. No protocol fee on the transfer. No middlemen, no FX spread when both parties hold eUSD.
MiCA-aligned from day one. Selective disclosure to regulators through the Auditor Key — used only under lawful basis and logged publicly after 24 hours.
24/7/365. Weekends, holidays, banking-hour cutoffs — none of it applies. Pay or get paid at 3am on a Sunday in December if you need to.
| Property | Bank wire | SEPA Instant | Card | eUSD |
|---|---|---|---|---|
| Settlement time | 1–3 days | 10 seconds | 2–3 days | ~400ms |
| Cost per tx | €5–25 | €0–1 | 1.5–3% | ~$0.0005 |
| 24/7 availability | No | Yes | Yes | Yes |
| Privacy | Bank-only | Bank-only | Acquirer + bank | Default cryptographic |
| Cross-border | SWIFT, slow | EU only | FX fees | Anywhere a wallet |
| Regulator access | Yes | Yes | Yes | Yes, via Auditor Key |