A confidential stablecoin is what the digital economy actually needs from a banknote replacement — par-transfer settlement with private-by-default treatment for the ordinary participant.
Pay your team in dollars on Solana. Compensation stays between you and the recipient — not the public block explorer.
Suppliers see what they're paid. Competitors don't see your supplier relationships or pricing schedule.
From Warsaw to Lisbon to Berlin in 400 milliseconds with on/off-ramp partners providing local fiat at both ends.
Hold dollars on-chain with daily PoR. Your reserves are auditable, your activity is not publicly searchable.
Programmatic recurring payments to creators, SaaS providers, contractors. Token-2022 hooks handle the schedule.
Receivers don't expose their full transaction history to gain a tip. Donors don't broadcast their generosity.
Complete KYC once with a licensed CASP partner.
Receive eUSD 1:1 against USDC into a confidential account.
Send privately via Phantom, Backpack, or any Token-2022 wallet.
Convert back to USDC or fiat through any licensed partner.
| Property | USDC / USDT | PYUSD | Circle Arc | eUSD by Softseco |
|---|---|---|---|---|
| Privacy default | None | Capability | Opt-in (TEE) | Default (ZK) |
| Sender / receiver hidden | No | No | No | Decoupled in circulation |
| Amount hidden | No | Capability | Opt-in | Yes |
| Trust model | Issuer | Issuer | TEE + permissioned chain | ZK cryptography |
| MiCA EMT | USDC: Yes | No (US) | No | Yes (planned) |
| Protocol fees | Free | Free | Native gas in USDC | 0% on mint/redeem |
From wallets to payroll providers, we'd love to talk about integrations.